Am I Worthy?

I recently heard a very perplexing discussion on the subject of worthiness. One person advocated that no one, under any circumstances, could ever be “worthy” of being saved and/or a child of God. The other maintained that, while we could never be worthy in and of ourselves, the fact that Jesus loved us enough to shed His blood to cleanse our souls, that makes us worthy.  I must admit that there is value to either side of the argument. I would love to hear your opinions.
What say ye?

#spiritual-questions, #worthy