“Yes, a person is a fool to store up earthly wealth but not have a rich relationship with God.”
Luke 12.21 NLT
This is the conclusion Jesus makes from the parable of the rich fool. Thought and effort are given to material things, little to spiritual needs.
Compare how much time we spend in thought and effort on material things and on spiritual things. Do the former tip the scales? Or do material pursuits crowd out a relationship with God?